7 Ways Truck Accident Laws Differ From Car Accident Laws

Reginald Gray
Founder and Chief Editor at - PersonalInjuryJustice

Reginald Gray is the visionary force behind PersonalInjuryJustice. A seasoned lawyer with over two decades of experience in personal injury law, Reginald's profound understanding of...Read more

Truck accidents can be catastrophic and result in severe injuries or even fatalities. If you or a loved one has been involved in a truck accident, it’s important to understand that the laws surrounding these accidents differ significantly from those of car accidents. In this article, we will explore seven ways in which truck accident laws differ from car accident laws to help you better understand your legal rights and options.

From federal regulations to liability standards, trucking companies and their drivers are held to different standards than those of passenger vehicle drivers. Understanding these differences can be critical when pursuing compensation for damages or injuries sustained in a truck accident. So, let’s dive into the seven key differences between truck accident laws and car accident laws.

Truck accidents and car accidents are both motor vehicle accidents, but the laws that govern them are different. Here are 7 ways they differ: 1) Truck accidents are more likely to result in severe injuries due to the size and weight of the vehicle. 2) Truck drivers are required to have a commercial driver’s license and follow specific regulations. 3) Trucking companies may also be held liable for accidents. 4) Truck accidents often require more extensive investigations. 5) Truck accidents may involve multiple parties. 6) Damages in truck accident cases may be higher due to the severity of injuries. 7) Truck accident cases may have shorter statutes of limitations.

7 Ways Truck Accident Laws Differ from Car Accident Laws

7 Ways Truck Accident Laws Differ from Car Accident Laws

Truck accidents are devastating and can result in severe injuries or fatalities. When it comes to seeking compensation for damages after an accident, the laws governing truck accidents are different from those governing car accidents. Understanding these differences is crucial for anyone involved in a truck accident. Here are seven ways truck accident laws differ from car accident laws.

1. Federal Regulations vs. State Laws

Truck accidents are governed by federal regulations, while car accidents are governed by state laws. The Federal Motor Carrier Safety Administration (FMCSA) regulates the trucking industry and sets guidelines for truck drivers and trucking companies. These regulations cover everything from driver qualifications and hours of service to truck maintenance and weight limits. In contrast, state laws vary widely when it comes to car accidents. Some states follow a no-fault system, while others follow a fault-based system.

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Benefits of Federal Regulations:

  • Uniform standards across the country
  • More stringent safety requirements for truck drivers and trucking companies

VS

Benefits of State Laws:

  • Flexibility to adapt to local conditions
  • Less bureaucracy and red tape

2. Liability

Determining liability in a truck accident is more complicated than in a car accident. There may be multiple parties involved, including the truck driver, trucking company, and other drivers on the road. In addition, the driver’s employment status and the relationship between the driver and the trucking company can affect liability.

Benefits of Determining Liability:

  • Fair distribution of responsibility and compensation
  • Encourages safe driving practices

VS

Drawbacks of Determining Liability:

  • Can be time-consuming and costly
  • May require expert testimony or accident reconstruction

3. Insurance Requirements

Trucking companies are required to carry higher insurance limits than individual car owners. The FMCSA sets minimum insurance requirements for trucking companies based on the type of cargo they carry and the weight of their vehicles. In contrast, most states only require car owners to carry liability insurance.

Benefits of Higher Insurance Requirements:

  • Ensures adequate compensation for victims of truck accidents
  • Encourages trucking companies to prioritize safety

VS

Drawbacks of Higher Insurance Requirements:

  • Can be expensive for trucking companies
  • May not cover all damages in the event of a catastrophic accident

4. Statute of Limitations

The statute of limitations for filing a lawsuit after a truck accident is shorter than for a car accident. In most states, the statute of limitations for a truck accident is two years from the date of the accident. In contrast, the statute of limitations for a car accident can be up to six years in some states.

Benefits of Shorter Statute of Limitations:

  • Encourages timely resolution of claims
  • Helps preserve evidence and witness testimony

VS

Drawbacks of Shorter Statute of Limitations:

  • May not provide enough time for victims to fully recover from their injuries
  • May result in rushed settlements

5. Damages

The damages that can be recovered in a truck accident lawsuit are typically higher than in a car accident lawsuit. This is due in part to the severity of injuries that can result from a truck accident, as well as the higher insurance limits required for trucking companies.

Benefits of Higher Damages:

  • Compensates victims for medical expenses, lost wages, and pain and suffering
  • Encourages trucking companies to prioritize safety

VS

Drawbacks of Higher Damages:

  • May lead to higher insurance premiums for trucking companies
  • May result in higher legal fees for victims

6. Expert Testimony

Expert testimony is often required in truck accident lawsuits to establish liability and damages. This can include accident reconstruction experts, medical experts, and vocational experts. In contrast, expert testimony is less common in car accident lawsuits.

Benefits of Expert Testimony:

  • Provides objective analysis of complex issues
  • Can help establish liability and damages

VS

Drawbacks of Expert Testimony:

  • Can be expensive and time-consuming
  • May not be necessary in all cases

7. Settlements vs. Trials

Truck accident lawsuits are more likely to go to trial than car accident lawsuits. This is due in part to the complexity of truck accident cases and the larger damages typically at stake. In addition, trucking companies may be more willing to fight a lawsuit in court due to the higher insurance limits they carry.

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Benefits of Trials:

  • Provides an opportunity for victims to tell their story in court
  • Can result in higher damages awards

VS

Drawbacks of Trials:

  • Can be costly and time-consuming
  • May result in unpredictable outcomes

In conclusion, truck accident laws differ significantly from car accident laws. It is important for anyone involved in a truck accident to understand these differences and seek the guidance of an experienced attorney to navigate the legal process. By doing so, victims can ensure they receive the compensation they deserve for their injuries and losses.

Frequently Asked Questions

1. What are the main differences between truck accident laws and car accident laws?

Truck accident laws are different from car accident laws in several ways. One of the main differences is the amount of damages that can be recovered in a lawsuit. Because trucks are much larger and heavier than cars, accidents involving trucks often result in more severe injuries and greater property damage. As a result, the damages that can be recovered in truck accident lawsuits are generally higher than those in car accident lawsuits.

Another key difference is the regulations that govern the trucking industry. Trucking companies are subject to a variety of federal and state regulations that are not applicable to car owners or drivers. These regulations cover everything from vehicle maintenance and inspection to driver qualifications and hours of service.

2. Are there different laws that apply to commercial trucks and non-commercial trucks?

Yes, there are different laws that apply to commercial trucks and non-commercial trucks. Commercial trucks are subject to a variety of federal and state regulations that are not applicable to non-commercial trucks. These regulations are designed to ensure that commercial trucks are operated safely and that the companies that operate them are held accountable for any accidents that occur.

Non-commercial trucks, on the other hand, are generally subject to the same laws as other passenger vehicles. However, if a non-commercial truck is being used for business purposes, such as delivering goods or transporting people for a fee, it may be subject to some of the same regulations as commercial trucks.

3. What are the most common causes of truck accidents?

There are many factors that can contribute to truck accidents, but some of the most common causes include driver fatigue, distracted driving, speeding, improper maintenance, and overloaded or improperly secured cargo. Because of the size and weight of commercial trucks, accidents involving trucks can be particularly dangerous and often result in serious injuries or fatalities.

4. What should I do if I am involved in a truck accident?

If you are involved in a truck accident, the first thing you should do is seek medical attention if necessary. Even if you do not think you have been seriously injured, it is important to get checked out by a medical professional as soon as possible. You should also contact the police and file a report, and exchange contact and insurance information with the driver of the truck.

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It is also important to gather as much evidence as possible at the scene of the accident, including taking photos and getting the contact information of any witnesses. Finally, you should contact an experienced truck accident lawyer to help you navigate the complex legal issues involved in these types of cases.

5. How can a truck accident lawyer help me with my case?

A truck accident lawyer can help you in a number of ways if you have been involved in a truck accident. They can help you determine who is at fault for the accident, and they can help you navigate the complex regulations that apply to the trucking industry. They can also help you negotiate with insurance companies and pursue compensation for your injuries and other damages.

Additionally, a truck accident lawyer can help you prepare your case for trial if necessary, and they can represent you in court to ensure that your rights are protected and that you receive the compensation you deserve. Overall, working with a qualified truck accident lawyer can help you achieve the best possible outcome in your case.

Personal Injury Law Tips – Truck Crashes Are Very Different From Car Crashes


In conclusion, it is crucial to understand the differences between truck accident laws and car accident laws. The laws governing truck accidents are more complex and require more extensive investigation and evidence gathering. The damages awarded in truck accidents tend to be higher due to the severity of injuries sustained.

If you or a loved one has been involved in a truck accident, it is important to seek the advice of an experienced attorney who understands the nuances of truck accident laws. They can help you navigate the complex legal process and ensure that you receive the compensation you deserve.

In the end, understanding the differences between truck accident laws and car accident laws can make all the difference in the outcome of your case. By being aware of these distinctions, you can better protect yourself and your loved ones in the event of an accident. Remember, safety on the road is everyone’s responsibility.

Reginald GrayFounder and Chief Editor at - PersonalInjuryJustice

Reginald Gray is the visionary force behind PersonalInjuryJustice. A seasoned lawyer with over two decades of experience in personal injury law, Reginald's profound understanding of the legal landscape and his deep empathy for victims inspired the creation of PersonalInjuryJustice. His only mission is to ensure victims have easy access to comprehensive, authentic information to assist them in their fight for justice. As Chief Editor, he rigorously ensures our content's accuracy, reliability, and pertinence.

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